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If You or a Loved One Has MS, You Can Still Get Life Insurance

Just because you have Multiple Sclerosis (MS) doesn’t mean you can’t get life insurance. There are well-known, top rated life insurance companies that will issue you a life insurance policy. We’ll look at what they offer in just a moment. Why Do Most Life Insurance Companies Decline People With MS? Many life insurance companies make…

The Truth About Rheumatoid Arthritis and Life Insurance

Many people that inquire about life insurance for themselves and have rheumatoid arthritis (RA) find themselves facing one of the following three situations: Recent Diagnosis – you’ve been recently diagnosed with RA and want to secure a life insurance policy, but they want to wait and see how your illness progresses Premium Increase – you’ve…

Is Your Air Freshener Damaging Your Lungs?

If you have a respiratory ailment, COVID-19 has probably been of significant concern for you, considering that many people died from damage to their lungs when they were hospitalized with COVID. But, did you know that you could very likely be damaging your lungs if you’re exposed to air fresheners? According to Medsafe, “Researchers have…

Facts Regarding Life Insurance and Breathing Disorders

Many people who developed respiratory problems caused by COVID-19 will find it difficult to be issued a life insurance policy. Life insurance companies are very hesitant to issue policies to people with respiratory illnesses and diseases, such as: • Asthma • Chronic Obstructive Pulmonary Disease (COPD) • Chronic Bronchitis • Emphysema • Lung Cancer •…

Life Insurance and Pre-Existing Medical Conditions

Many people think they’re not eligible to apply for or be issued a life insurance policy because they take medication or have a pre-existing medical condition, which is a medical condition you already have when you apply for life insurance. You’re not alone if you’ve been denied coverage when you applied for a life insurance…

Are You Financially Protected from Covid?

It’s an unfortunate fact, but older adults are more prone to die from COVID-19 than younger adults. According to AARP, about 8 in 10 deaths from COVID-19 have been among people age 65 and older, and 95% of Americans killed by the disease were age 50 or older. One reason COVID-19 is especially lethal in…